Generation Z And Sharia Finance: UIN Ar-Raniry Students' Perceptions Of Bank Indonesia's Savings Products
DOI:
https://doi.org/10.22373/vzf28h48Abstract
In the current digital era, students are increasingly dependent on Islamic bank savings products to meet their daily transaction needs. Although in general students are satisfied with one savings product, dissatisfaction with the product they have encourages them to open an account at another sharia bank. This shows that product and service quality is the main factor in choosing savings products for students. The aim of this research is to determine the perceptions of students at the Islamic Economics and Business Faculty of UIN Ar-Raniry towards Bank Syariah Indonesia savings products. This research method uses qualitative, with interview and documentation techniques. The results of the perception research are based on three aspects: 1) The assessment aspect, some students gave an assessment while using Bank Syariah Indonesia's savings products as very good. 2) In the response aspect, the majority of students agree and are greatly helped by the presence of Bank Syariah Indonesia savings products in the student environment. 3) Opinion aspect, all students stated that Bank Syariah Indonesia's savings products were very relevant to what was needed, both internal and external needs.
Keywords: Perception, response, opinio, savings products
References
Asrori, A. (2020) Psikologi Pendidikan Pendekatan Multidisipliner, Banyumas Jawa Tengah: Pena Persada.
Danarjati. (2013). Pengantar Psikologi Umum. Yogyakarta: Graha Ilmu.
Fuad, Anis & Nugroho, Kandung Sapto. (2014). Panduan Praktik Penelitian Kualitatif. Yogyakarta: Graha Ilmu.
Gunawan, I. (2014). Metode Penilitian Kualitatif: Teori dan Praktik—Ed. 1, Cet. 2. Jakarta: Bumi Aksara.
Muchlis, M. (2021). Persepsi Nasabah Terhadap Bank Syariah di Indonesia. Jurnal Ilmiah Ekonomi Islam, 7(03), 1793-1798
Muliza. (2022). Persepsi Non-Muslim Tentang Bank Syariah Di Kota Banda Aceh. At-Tasyri’: Jurnal Ilmiah Prodi Muamalah, 14(2), 101-116.
Mulyana, D. (2018). Metodologi Penelitian Kualitatif: Paradigma Baru Ilmu Komunikasi Dan Ilmu Sosial Lainnya. Bandung: PT. Remaja Rosdakarya.
Priadi, A. (2017). Hubungan Antara Pola Asuh Dan Konsep Diri Dengan Perilaku Lingkungan Mahasiswa. Jurnal Ilmiah Pendidikan Lingkungan Dan Pembangunan, 18(1), 1–13. https://doi.org/10.21009/PLPB.181.01
Sangadji, E. M & Sopiah. (2013). Perilaku Konsumen Pendekatan Praktis Disertai Jurnal Penelitian –Ed. I. Yogyakarta: Andi
Soewadji, Jusuf (2012). Pengantar Metodologi Penelitian. Jakarta: Mitra Wacana Media.
Suryani, T. (2012). Perilaku Konsumen: Implikasi Pada Strategi Pemasaran. Yogyakarta: Graha Ilmu.
Tikson, S. D. S., Nurfadillah, Sahas, N. S., & Ulfa, S. (2021). Persepsi Mahasiswa Fakultas Ekonomi dan Bisnis Universitas Hasanuddin Terhadap Perbankan Syariah. JBMI (Jurnal Bisnis, Manajemen, Dan Informatika), 18(2), 119–126.
Wisnawa, I. M. B., Saharjo, S. J., & Wijayanti, A. R. (2019). Persepsi masyarakat terhadap Perilaku Wisatawan Cina Terhadap Keberlanjutan Pariwisata Bali Dengan Pendekatan Sapta Pesona. Jurnal Ekonomi dan Pariwisata, 14(1), 48-59.
Zulfahmi. (2021). Eksistensi Qanun Nomor 11 Tahun 2018 Tentang Lembaga Keuangan Syariah Terhadap Konversi Bank Konvensional Menjadi Bank Syariah. Jurnal Hukum Ekonomi Syariah, 5(1), 50–63.
Downloads
Published
Issue
Section
License
Copyright (c) 2026 Isnaliana, Ismail Rasyid Ridla Tarigan, Andri Maulana

This work is licensed under a Creative Commons Attribution 4.0 International License.
1.png)
.png)





