Analysis Of Farmers' Perceptions Of The Need For Agricultural Financing Products At Islamic Banks (Study on The Community of Serba Jadi Subdistrict, East Aceh Regency)
DOI:
https://doi.org/10.22373/hpdz9634Keywords:
Perception, financing decisionsAbstract
Financing agricultural products in Serba Jadi District is a need for pre- and post-harvest farmers in increasing product excellence. The existence of Islamic banks which are far away and difficult to access has not made a significant contribution in increasing financial inclusion. This study aims to identify the level of farmers' perception of agricultural financing needs. Quantitative approach with associative research type and probability sampling technique with cluster random sampling type of 94 farmers in 18 villages in Serba Jadi District, East Aceh Regency. The results of simple linear regression data analysis prove that the level of farmer perception has no effect on agricultural financing needs.
References
Aidah., Q & Anugrah, Y.D.Y. (2021). Islamic Bank Financing In The Agricultural Sector. Muhasabatuna, 2(1), 27-39. doi: 10.54471/muhasabatuna. v3i1.1090
BPS. (2023). Towards ST 2023, Recording Indonesian Agriculture. Jakarta: Central Bureau of Statistics of Indonesia. https://sensus.bps.go.id/st2023/
Deviawati & Wulandari, E. (2021). Potato Farmers' Knowledge of Sharia Financing Procedures in Pasirwangi District, Garut Regency. Mimbar Agribusiness. 7(1), 616-607. doi: http://dx.doi.org/ 10.25157/ma.v7i1.4746
Eirin, G. (2022). Difference Between Tani and Petani: Definition and Full Explanation. Parapuan, Sundries, 22-09. https:// bobo.grid.id/read/083490799/ difference-farmers-and-farmers-understanding-and-complete-explanation?page=all
Fauziah, S., Jalaludin., & Sopian, A.A. (2022). Analysis of Community Perceptions of Islamic Banking in Maracang Village, Purwakarta Regency. EKSISBANK, 6 (1)
Ilahi, B & Fajeri, AR. (2021). Real Life Of Salam Contract In Agriculture. Muhasabatuna, 2(1), 009-026. doi: 10.54471/ muhasabatuna.v3i1.1091
Maulana, H., & Iskandar, E. (2018). Analisis Integrasi Pembiayaan Sektor Pertanian dan Nilai Tukar Petani Di Indonesia, Journal Ekonomi Regional Unimal 1(3), 108-119. doi: https://doi.org/10.29103/ jeru.v1i3.1075
OJK (2023). Roadmap For the Development and Strengthening of Indonesian Islamic Banking 2023-2027. Jakarta: Central Financial Services Authority.
Rompas, J., Engka, D., & Tolosang, K. (2015). The Potential of The Agricultural Sector and Its Effect on Labor Absorption in South Minahasa Regency. Journal of Efficiency Scientific Periodicals, 15(4). https:// ejournal.unsrat.ac.id/index.php/jbie/article/view/9461
Saragih, F.H. (2017). Sharia Financing of the Agricultural Sector. Agrica, 10(2)1-12. doi: 10.31289/agrica.v10i2.1458
Ismail. (2016). Islamic Banking. Surabaya: Kencana
Chandra, Al-Hakim., S., & Setiawan, I. (2023). Comparative Analysis of Islamic Economics With Capitalism. Al-Afkar, 6(4), 177-189. doi: 10.31943/ afkarjournalv6i4.767.
Yoko, B., & Prayoga, A. (2019). Access and Perception of Farmers towards Sharia Micro Agricultural Financing: Study in Central Lampung Regency. Journal of Halal Product and Research, 2(1), 6-15. doi: 10.20473/jhpr.vol.2-issue.1.6-15.
Siyoto, S., & Sodik, A. (2015). Basic Research Methodology. Yogyakarta, Literacy Media Publishing.
Downloads
Published
Issue
Section
License
Copyright (c) 2026 Evy Iskandar, Ayumiati, Kasri Effendi; Ivon Jalil

This work is licensed under a Creative Commons Attribution 4.0 International License.
1.png)
.png)





